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Federal Perkins Loan

The Federal Perkins Loan is a low interest (5%) loan awarded by the college to help you meet your educational expenses.

A Federal Perkins Loan is money that is borrowed and must be repaid. It is not a grant.


Federal Perkins Loan (formerly National Direct Student Loan; undergraduates and graduates)

5% interest loan from the college; payment is deferred while the student is enrolled at least half-time

Who is Eligible?
Students matriculated in a degree program; must be enrolled for 6 or more credits per semester; must be a U.S. citizen or eligible non-citizen. Students must have at least a 2.0 cumulative GPA and must have completed 28 credits. Students who do not meet the additional Title IV / Federal Satisfactory Progress Standard should see our information about appeals of the Title IV standard.

How Much
Awards are based on financial need and available funding. Undergraduate awards usually range from $300 to $2000 per year, to a maximum cumulative undergraduate amount of $20,000. Graduate awards usually range from $300 to $2500 per year, to a maximum cumulative amount of $30,000.


Students who want to request a Federal Perkins Loan must file the FAFSA application and request a loan on that application. It is important to file early each year—Perkins Loan funds are limited.

Additional Information

Please note that the Federal Perkins Loan and the William Ford Direct Loan are separate and different programs. Each is a lender with its own requirements and provisions. Refer to your promissory notes and booklets for information on each of your loans.


 Office Information


Office: Jefferson Hall - Room 202

Phone: 718-997-5102

Fax: 718-997-5122

FAFSA College Code - 002690
TAP College Code - 1416

HeartlandECSI School Code - F5

Federal Perkins Loan Coordinator:
Sherifa Cookhorn
Office: Jefferson Hall - Room 202
Federal Perkins Loan Assistant:
Haydee Macropoulos
Queens College
Office Financial Aid Services
65-30 Kissena Blvd - Jefferson Hall 202
Queens, NY 11367
Billing Service: HeartlandECSI
Phone: 1-888-549-3274

For Loan Status Information
on All Your Student Loans /
From All Schools:


 Applying for Financial Aid




 Useful Telephone Numbers


FAFSA Application Status 1-800-433-3243

FAFSA Technical Assistance 1-800-433-3243
NYS TAP Processing/Status 1-888-697-4372
Direct Loan Inquiries 1-800-848-0979
Selective Service 1-847-688-6888
Internal Revenue Service 1-800-829-1040
TuitionPay Payment Plan 1-800-635-0120

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